The phrase represents a specific search query indicating an individual’s desire to locate rental properties in their immediate vicinity where the landlord or property manager does not require a traditional credit history review as part of the application process. This often appeals to individuals with limited or damaged credit histories who still require housing.
This type of housing search is increasingly important due to factors such as rising housing costs, economic instability, and the growing number of individuals with non-traditional employment. Circumventing conventional credit checks can provide access to housing for those who might otherwise be excluded, promoting greater housing accessibility and potentially reducing homelessness. Historically, reliance on credit scores has disproportionately affected certain demographic groups, making alternative screening methods potentially more equitable.
